Clearly I understand that when people are concerned about their finances and believe that they may need to file bankruptcy they often turn to the internet. It is for this reason that I write blogs to try to give people some basic information about bankruptcy. I understand that most people don’t have anywhere to turn to but the internet when it comes to bankruptcy. However, I have read a lot on the internet about Indiana bankruptcy that is incorrect. There is also a lot of information on the internet regarding bankruptcy in other states, which is not the same information that would apply to Indiana bankruptcy. On top of that, the information that is out there on the internet tends to be very basic. This is because it is difficult for attorneys and other experts writing about bankruptcy to get into too much detail because every case is so different.
The bottom line is that it is a great idea to start with the internet to get some idea about bankruptcy. However, the internet is not a substitute for the advice of a qualified attorney. In the area of bankruptcy a small fact such as how long you have lived in your house, whether you are going to receive a bonus, whether you get paid overtime, or the last time you used a credit card can make a big difference in the advice that your attorney will give. I know that most of my clients all come in thinking that they have a very easy straightforward case. Sometimes this is true, but other times my clients think this simply because they don’t know what they don’t know. Even more often a client is disappointed because something that they read on the internet doesn’t turn out to be accurate.
Remember, even attorneys who have received an undergraduate degree, a law degree, passed the Indiana Bar exam and have been practicing law for several years don’t know everything about every law in Indiana. Most of us chose few areas in which to focus our practices because we realize that it is very hard to do many different types of law. To that end, there are many attorneys who are highly qualified in other areas of law practicing in Indiana who will not take bankruptcy cases because they don’t know enough about bankruptcy law. I’m not saying that you can’t file your own bankruptcy without an attorney, because the fact is that you can. But what I am saying is that attorneys who do handle bankruptcy in Indiana typically do it because they have chose it as one of a few areas where they are going to focus their time and they probably like that sort of work. It is common for Indiana bankruptcy attorneys to represent 20 or 30 people in bankruptcy cases at the same time. A bankruptcy attorney has been through many bankruptcy proceedings and uses this knowledge as well as legal knowledge to advise his or her clients. A an attorney in Indiana must have a license to practice law the same way that a psychologist needs a license. Attorneys help people make very important decisions and advise them as to the implications of those decisions pursuant to the law.
The bottom line is that anyone can write a post about law on the internet. Reading the internet for an hour, or three hours or three days, doesn’t make a person a legal scholar. So, take to the internet to do some basic research, but know that the internet won’t tell you everything you need to know and may not be accurate. Most importantly, the internet is no substitute for a qualified attorney. If you live in Indianapolis or the surrounding areas and think you might need to file bankruptcy please call Halcomb Singler, LLP, at (317) 575-8222. Our knowledgeable attorneys can help.
**Halcomb Singler, LLP, is a debt relief agency. It helps people file for bankruptcy under the bankruptcy code. No attorney-client relationship with the firm of Halcomb Singler, LLP, is created through this blog. Also, please note that Erika Singler is an attorney licensed in Indiana and does not seek to practice law in any jurisdiction in which they are not properly authorized to do so. The information contained in this blog is general in nature and should not be relied upon for the circumstances of any individual(s) or businesses.